HealthFirstPackage of Protection · Comparison Tool
From the intake — edit on the Intake step.
● Client Intake
Fill what the client gives you, then hit Build Quote. It pre-fills the comparison and recommends Good / Better / Best from your answers.
New here? How to use this tool
Who needs coverage Say this
Agent Information — set once; appears on every page
Client Information Say this
Spouse Information Say this(to expand, select Spouse under “Who needs coverage” above)
Children Say this(to expand, select Children under “Who needs coverage” above)
Health & Routing Say this
Family history of cancer? Family history of heart attack / stroke? Tobacco use? Needs maternity? Mental health coverage needed? Surgeries / hospitalizations (past 2 yrs)?
For each medication enter two costs. ACA copay = the monthly amount the ACA plan would cost for that medication; if the drug isn't copay-covered, enter the full price (that cost will go toward their deductible). Discount = the discounted cash price found by using the links above. These costs will calculate on the Package of Protection sections on the Quote.
MedicationACA copayDiscountPS
ACA copay total: $0.00Discount total: $0.00
Current Insurance Say this— fills the ACA side · look up onHealthSherpa ↗
Finances & Retirement
* Protected means the money sits somewhere a market drop can't reduce it. Most investment accounts are not — 401(k)s, IRAs and brokerage accounts are exposed to the market, so leave this unchecked unless you've confirmed otherwise.
Protected = already out of the market. Eligible for SRA = available to move into a Secure Retirement Account (e.g., an old policy, not a current-employer plan). Reserves under ~6 months of income → stronger case for living benefits / accident.
Budget & Notes Say this
Green = good Yellow = fine Orange = look out / dig deeper Red = possible major challenge
Recommends the fullest tier that still beats their current cost.
● Ballpark estimate Say thisObjections— full package per tier; AFC from the rate guide; not the final quote
Say this
Before you present: confirm on the Intake that the client's doctors were checked against the First Health network and their medication prices were looked up. Don't present the savings below until both are done.
Your ACA / Marketplace PlanThe plan they have — or would buy on the exchange
“Email to client” uses your computer’s default mail app; “Gmail” / “Outlook” open the web compose window with everything filled in (no setup needed). Then click “Print Quote,” save the PDF, and attach it. (Email to client also copies the letter to your clipboard as a backup.)
Agent — Items to Follow Up
Checked items save with the quote. Prompts appear automatically based on what you captured.
For agent use. Figures are estimates from your inputs; confirm exact benefits in the policy / ARC. ManhattanLife plans are limited-benefit, not major medical.
Plan LibraryEvery plan available to this client, priced live
This list is generated from the master rate matrix — you don't edit it. Every plan is priced for this client's state, rating age and household from the intake, so what you see here is what the "pick a plan" dropdowns will add. Plans marked rate not loaded aren't filed in this client's state; enter price means no rate sheet exists yet and you type the number.
Plan name
Monthly $
Default bundles — what loads on each tab for a new quote
Edit each tab's starting bundle, or click "Use current … tab" to capture what you've built live. New quotes and "Reset to default" use these. Saved with your quotes.